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Recent Articles

Jan
12
2022
"How Do I Get a Mortgage Loan If I'm Self-Employed"
We know that getting a mortgage as a self-employed individual can be more challenging than a W2 employee. This is not a reason, however, to let go of your dream to own a house. Follow our tips below for a smooth mortgage approval experience as a self-employed home shopper. What Lenders Are...
Jan
06
2022
Can I Be Turned Down A Home Loan After Pre-Approval?
When it’s time to purchase a home, one of the first things you should do is get pre-approved for a home loan. In this highly competitive market, mortgage pre-approval is “the ace up your sleeve” because it emphasizes that you are serious about buying a home and have the...
Dec
29
2021
Can You Get a Cashback on an FHA Loan?
If you want to know if FHA loans permit cash back to the borrower, then you’re in the right place. Here’s what you need to know about getting cash back on this popular government-backed home loan. How Cash Back Works With Refinancing A cash-out refinance is designed to give...
Dec
15
2021
Is Title Insurance Necessary for a Home Purchase?
A home purchase is one of the biggest investments you can make so adding a layer of protection against property ownership issues makes sense. That’s where title insurance comes in. As a quick refresher, a “title” serves as proof that you are the owner with rights to the...
Dec
08
2021
Can You Buy A Home Without A Credit Score?
Your credit history and credit score are among the top factors lenders consider when they approve a mortgage. This can make it challenging to buy a home for those who don’t have a credit history. Plus, if you’ve never borrowed or used credit cards, your credit score may have...
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Deborah McNaughton

Your Mortgage Advisor for Life

President of Legacy Financial Services
Author - Radio Host - Columnist
Nationally recognized "mortgage and financial" expert
Seen on CNN, Bloomberg, Good Day NY and others

Host of the Money Manager show on KKLA 99.5FM

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