Choose the Loan Program that is Best for You



If you are looking to refinance your home or investment property, Orange County mortgage company Legacy Financial Services can help find the best loan program for you. There are several loan programs that can benefit you depending on your future plans and current situation.

A mortgage advisor at Legacy Financial Services can help explain the benefits and details of a refinance as well as what you need to be aware of when refinancing your loan.…..

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Home Affordable Refinance Program (HARP 2.0)

The Harp 2.0 program was designed to help homeowners refinance their homes who are “underwater”. That means that a homeowner who owes more than their property is worth can refinance their home to lower their interest rate and monthly payment.

Many property owners were severely hit with property values decreasing only to have their loan balances higher than what the property is worth. They could not refinance a property that had no equity and in many cases chose to walk away from their properties.

The government created a program that could help these property owners that fit certain criteria.

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Purchase Loans

When you are in the market to purchase a home, investment property or vacation home, you want to make sure you have the best loan suited for your needs.

Whether you are a first-time buyer, investor, or just relocating to another home, our team of mortgage specialist's in Southern California at Legacy Financial Services can help you find the best loan for your specific needs.

There are numerous types of loans available. Finding the best loan for you and your family is important to fit into your budget.

Many things must be considered when qualifying for a home loan such as your down payment, credit score, income, interest rates, debt-to-income ratios, appraisals, and so on. The type of loan you get must meet all the criteria of the lender and the specific loan program you get.

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Loan Programs
97% Financing Available

  • Conventional Loans
  • Jumbo Loans
  • FHA Loans
  • Fixed Rate Loans
  • Interest Only Loans
  • Cash-Out Refinance
  • Consolidation Loans
  • Adjustable Rate Loans (ARM)
  • Reverse Mortgage Loans
  • VA Loans

Deborah McNaughton

Your Mortgage Advisor for Life

President of Legacy Financial Services
Author - Radio Host - Columnist
Nationally recognized "mortgage and financial" expert
Seen on CNN, Bloomberg, Good Day NY and others

Host of the Money Manager show on KKLA 99.5FM

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