Refinance Your Loan
5 Reasons for Refinancing

  • Reduce current interest rate
  • Lower your monthly payment
  • Cash out to pay off bills
  • Combine 1st and 2nd mortgage
  • Convert ARM to fixed rate

Call us today (888) 838-4768

HARP 2 Refinances
Upside down on your home?

If you have a Fannie Mae or Freddie Mac loan, you may qualify for a lower interest rate and payment.

  • Closed Loan on or before May 31, 2009
  • No late payments in the past 6 months
  • Less than 80% equity
  • You "owe more than your house is worth"
  • Fannie Mae Lookup
  • Freddie Mac Lookup

Call us today (888) 838-4768

Purchase Loans
Find out what you qualify for

  • Low down payment
  • FHA/VA Loans
  • Conventional Loans
  • Reverse Mortgage
  • Get pre-qualified

Call us today (888) 838-4768

Loan Programs
97% Financing Available

  • Conventional Loans
  • Jumbo Loans
  • FHA Loans
  • Fixed Rate Loans
  • Interest Only Loans
  • Cash-Out Refinance
  • Consolidation Loans
  • Adjustable Rate Loans (ARM)
  • Reverse Mortgage Loans
  • VA Loans

Your home is one of the largest investments you will ever make.

Our goal at Legacy Financial Services is to get you the best loan for your home.

At Legacy Financial Services, we not only help you with your mortgage, but we also want to be your "mortgage advisor for life."

There is more than just finding a home loan in California. You need the expertise of a "mortgage advisor" that can review your whole financial situation and recommend the right loan program for you.

Our team at Legacy Financial Services can do just that. We have the services and loan programs to meet your financial needs!

We Offer You Loans to Fit Your Needs

Knowing what home loan program is best for you can be confusing. Our Orange County mortgage brokers at Legacy Financial Services pride themselves in the ability to look at each of our client’s unique situation and custom fit a loan program for their needs.

Legacy Financial Services offers a wide assortment of home loan programs. Don’t be confused on which loan program is best for you. Let our team of mortgage advisors find the right fit for your situation.

Our mission is to not only get you the best interest rate available but also save you money. Our skilled team of loan specialists will walk you step-by-step through the loan process.

Deborah McNaughton, the president of Legacy Financial Services in Brea, CA, has over 25 years of mortgage, real estate and financial experience. She is an author who has written over 17 books on personal finance and a nationally recognized "mortgage and finance expert".

Her goal is to not only help you obtain a home loan, but also to educate and empower you on how to take control of your finances and prepare for the future.

Mortgage Companies Are Not All Created Equal

Have you ever picked up the phone and dialed your current lender or a mortgage company that you heard advertised to get a quick quote on a loan?

Did you get a quick answer on an interest rate and program that seemed too good to be true only to find out later it wasn’t?

Did the loan person you talked with really care about you and your finances and future, or were they just looking to make money on your loan?

Legacy Financial Services an Orange County mortgage company in Brea will not give you a flat answer without knowing all the details of your financial situation for a home loan. At Legacy Financial Services our goal is to evaluate your current financial situation and make sure you qualify for the best loan program and interest rates available.

We Care About You and Your Financial Future

When we are evaluating your current mortgage and/or a loan for a purchase, we are looking for the right loan that will take care of your needs and save you money. Legacy Financial Services in Orange County may be able to help you save money by refinancing your current mortgage and consolidating your bills into one home loan. The end result would be a reduction in your monthly payments.

If you are buying a home, Legacy Financial Services can help you find the best loan program for your budget and calculate how much cash you will need for your down payment.

Our Clients Love Us

When you become a client for a home loan at Legacy Financial Services in Orange County we consider you family. We pride ourselves in following-up with our past clients to let them know of market changes that will benefit them with their loan and also provide budgeting and financial tips for their future. We keep our clients updated with our free newsletter that is offered to everyone.

Our goal is to constantly review our past client’s loan and help them make decisions in the years to come with regards to their mortgage.

We have testimonials from many of our clients on how we have helped them with their loans and have become their “mortgage advisor for life”.

Have questions? Call us at: 888-838-4768

Deborah McNaughton

Your Mortgage Advisor for Life

President of Legacy Financial Services
Author - Radio Host - Columnist
Nationally recognized "mortgage and financial" expert
Seen on CNN, Bloomberg, Good Day NY and others

Host of the Money Manager show on KKLA 99.5FM

Ask the Mortgage Experts

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